Alianza estratégica en cajas municipales para mejorar la rentabilidad: Un estudio de caso

Translated title of the contribution: Strategic alliance in municipal savings banks to improve profitability: A case study

Víctor Manuel Del Castillo Miranda, Julia Otilia Sagástegui Cruz, Mariano José Del Castillo Sagastegui

Research output: Chapter in Book/Report/Conference proceedingConference contributionpeer-review

Abstract

The purpose of this study was to design strategic alliances between supply chain companies and entities in the microfinance sector. Companies in this sector depend on the creation of innovative strategies in order to overcome the difficult competition they face, even more so after the context brought by COVID-19. The alliance was designed for three EMs belonging to different geographical locations.: Caja del Santa- North Coast, Caja Ica- South Coast and Caja Maynas- Selva. The methodological design was a qualitative, descriptive, and case study research. The data collection technique was interviews carried out with the Management Committees and as an instrument, interview guides and an evaluation questionnaire were used, and information was also taken from the Low Banking Zones (ZBB) to intervene. The target indicators of the Alliance's Strategic Maps were presented, and the interviews were coded and analyzed using the ATLAS.ti software. The main conclusions are that the Management Committees positively appreciate the alliance to achieve greater capitalization (ROE) and that the internal and financial capabilities of each EM will be critical for the success of the alliance.

Translated title of the contributionStrategic alliance in municipal savings banks to improve profitability: A case study
Original languageSpanish
Title of host publicationProceedings of the 4th LACCEI International Multiconference on Entrepreneurship, Innovation and Regional Development
Subtitle of host publicationCreating Solutions for a Sustainable Future: Technology-Based Entrepreneurship, LEIRD 2024
EditorsMaria M. Larrondo Petrie, Jose Texier, Rodolfo Andres Rivas Matta
ISBN (Electronic)9786289661309
DOIs
StatePublished - 2024
Event4th LACCEI International Multiconference on Entrepreneurship, Innovation and Regional Development, LEIRD 2024 - Virtual, Online, Colombia
Duration: 2 Dec 20244 Dec 2024

Publication series

NameProceedings of the LACCEI international Multi-conference for Engineering, Education and Technology
ISSN (Electronic)2414-6390

Conference

Conference4th LACCEI International Multiconference on Entrepreneurship, Innovation and Regional Development, LEIRD 2024
Country/TerritoryColombia
CityVirtual, Online
Period2/12/244/12/24

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